 North Liberty and South Bend, Indiana | Really going to depend on what coverage you have, the insurance adjuster, and your agent. Our equipment is insured to a value we define. In a total loss they write a check minus the deductible. It's that simple. In a partial loss they ask for an estimate from a dealer and write a check for that repair estimate up to the covered amount minus the deductible. Again, that simple.
Now, if you have insurance like most automobile policies it gets a bit trickier as they want to low ball you and depreciate it and find any thing else to cut their responsibilities.... depend on the things I first mentioned. |