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North Central Illinois | mx270, You are in kind of a tough spot. Your wife obviously wants to stay home. You say she hates her job. That is no good. Going to a job everyday that a person hates is awful and can just tear a person up. She obviously wants to spend more time with you and your child. That is great. Just don't get caught up in this romantic idea that you can live off love and you'll just be okay if you eat beans for a while. It just doesn't work that way. The health insurance thing is so huge that I can't stress it enough. The premiums to buy health insurance are bad enough but the deductibles are really high too. Usually in a situation like yours people end up with high deductibles and coverage that is less than stellar. I was in a situation similar to yours many years ago. My wife didn't hate her job but we started a family and were thinking about having her stay home. In the end she kept working for the benefits. Not only the insurance but retirement as well. I have often joked over the years that my wife works to support my farming habit!! Don't buy into this BS that all daycare is evil either. There are some really good day cares out there. In the slower seasons I was able to spend a little extra time with our child and the grandparents helped out a little too. Daycare gives the child a chance to interact with other children before they hit preschool. It can help with their social skills. There are for sure some horror stories out there concerning daycare. You have to be careful. In the end it is you and your wife that will have to decide. I guess it sort of depends on how good the benefits are and what her wages are too. If she chooses to stay working she should look for a different job. Life is too short to spend it doing something you hate! | |
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