JAR - 5/2/2025 18:39 IMO, low interest rates are inflationary and a scam on the American people. The inflation associated with our monetary policy (print, print and print some more) along with low interest rates makes it almost impossible for someone to pull themselves up by their boot straps. When things cost 10-20-30 times more than it did in the past, it makes it very difficult (no matter the interest rates) for someone to earn and save enough to start their own business or do their own thing. The people that would prefer to put their money in a savings account and not send it to some hedge fund are screwed since interest on savings is less than the rate of inflation. IMO, it’s backwards and by design.