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Investment Question
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Reality speaks
Posted 4/15/2025 11:53 (#11190196 - in reply to #11190071)
Subject: RE: Investment Question


n. Illinois
CD rates are down from last year. Nothing out there that pays more than the low to mid 4% range right now. If you want a higher return you have to expose yourself to the stock market. Can not speak to your fear of the current volatility but long term the returns via the stock Market are higher than any fixed rate interest bearing investment over time. Fixed rates via CD's and Bond's do not subject you to the loss of Principal but it does subject you to losing out on the inflation front. IE your fixed rate investment will never keep up with the Federal Reserve's devaluing the dollar over time.
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