| boog - 4/15/2025 06:40
I had this discussion with my financial advisor a couple mo the ag. I don't think I would be wanted to lock in a long time cd at these rates unless it has a favorable penalty for early withdrawal.. I've been switching mu cds as they come due over to money markets. So far have been able to get them at rates equal to or higher than cds. If rates go lower I'll consider purchasing cds but I feel this down trend is shirt lived. We're already seeing stocks recover. . Plus, I like the flexibility of the mms if something comes up that looks like a better investment. Yup. Depends on what you’re trying to achieve/accomplish. My take on the OP is not so much concerned about liquidity/ instant availability as in search of a better longer term fixed rate instrument than what he is using.
Edited by Boone & Crockett 4/15/2025 07:56
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