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North Dakota, USA | We have a City double cash that earns 1% when you charge something and 1% when you pay for it. We do not carry a balance over month to month so ends up just being 2% on everything. And we have a Chase card that is 1.5% on every charge. Both of these allow you to just redeem points as dollars to pay your balance. I usually redeem them once a year.
I know other cards that offer higher rewards for different expense categories s at different times but I do not want to carry that many cards and worry about what card I use in which month for what category. That seems like too much work to me.
Even the 1.5 and 2% adds up to quite a few dollars in a year.
Eric in ND | |
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