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Fire Insurance Responsibility
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Blusteryknollfarm
Posted 9/14/2024 09:39 (#10889931 - in reply to #10889832)
Subject: RE: Fire Insurance Responsibility


North Central Illinois
SEHUSKER - 9/14/2024 08:14

They will pay if you burn someone else’s crop, just won’t cover if you burn up your own accidentally


I think the answer is, make sure that your liability coverage is high enough to handle the landlord's crop value. If you accidentally burn the crop, if the landlord has fire insurance, their company will probably pay and then go after your liability for reimbursement. The only reason for the landlord to need the fire coverage is if they're not confident that you have sufficient liability coverage to protect their share. So, just verify that your liability will cover this peril.
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