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| No, go in every year to deposit the calf check. Same day I write the bank a check for land notes etc. Same day I’ll go to businesses and prepay any fall needs. Six figures deposited and go out inside 12 hours. Never been an issue and I hope it stays that way.
One junk credit card tried pulling this bs about the time of the pandemic. Had it maxed buying building materials and sent a check same day so I could do the same thing the next week. They wanted to wait 2 weeks for check to clear before releasing hold on cc. Called customer service and finally got through to an American speaking manager. Told her I would use my other cc exclusively and theirs would get used for one ten dollar item every three months and be paid off before they would collect a cent of interest. Took 15 minutes on hold, but she came back on and upped the credit limit along with releasing the hold after 6 days vs 2weeks.
I do understand the need to protect themselves against nsf checks, but Walmart was running checks through in seconds 10years ago. Not too difficult to follow their lead. | |
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Bank holds on deposits above $5525?
