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NW IL | I guess it depends what percent of inputs are on an operating loan. Or how tight cash flow is. If the crop isn't profitable and the operating loan is maxed out then it's possible it can't be paid back. Bank can reorganize it and spread the loss over 5-10 years, write a new note as long as there is equity available. They'll keep rolling debt and reorganizing the shortfall each year until equity is gone.
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