Mountains of Colorado and Montana | davpal - 11/7/2023 08:09
Not to mention all the people with more money than common sense that build their "dream" houses on the side of a cliff, on a wooded mountain side, on the coast of a hurricane beach, in a flood plain along a river. Then are shocked by a wildfire, hurricane, or flood. Insurance company reps are just as guilty for even considering insuring some of those places.
So true! Someone built a huge dream home on a rocky cliff. This house required plenty of careful measurements to make it fit on a slope and incorporate concrete steps that blended with the exterior and furthermore facilitated access to the home and back yard. This extra expense was all for the benefit of the views seen from the cliff. One could’ve built this lovely home on a flat area out in the country, far removed from any cliffs, and it would’ve been just as lovely and far less costly. The ending of this fabulous home came about when a gigantic crack appeared in the cliff.
The back yard went first over the cliff as it fell away. Then another crack formed beside the home. The crack widened, threatening more nearby homes. The dream home no longer exists. It was insured but the insurance company initially said they would not cover this unforeseen problem. They later changed their decision on this and agreed to pay out. |
Home Insurance 67.5% Increase
