I am wondering if anyone has had experience with this new thing Walmart/American Express have come out with. It appears to be, as far as I can tell, a prepaid card "thing" with almost no fees.


I have been looking for something like that to try as I have lost any trust at all for banks:  in August someone hacked into my checking account and took most of the money in it.  I was appalled and devastated. It took until this week for the bank and police and I don't know who else to "investigate". I was told it is now safe to use my account again but I highly doubt it. I have no idea if I will ever see my money again. I doubt that too. Right now I don't trust any bank and since August I have used only cash to pay bills and everyday expenses. It has been a little inconvenient at times but I must say I have not minded it much.

However, there are things that I would like a card for and I avoid credit cards like the plague. That is why I thought a prepaid card that I control and a bank doesn't and no one else has access to might be a good idea. This Bluebird thing might fit the bill. 


I would appreciate some feed back on this idea and please, no sarcasm. I know, I am no fun at all ;) Thank you all in advance.