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SW MN | I would argue that most plans right now are catastrophic policies. They cover preventative care at "no" cost, but then you have a $7-12k deductible to meet. My wife's employer provides us a good plan that is not cheap to them at all, but it makes it affordable for us. However, the average plan out there the last time I looked at marketplace, you were paying in the neighborhood of $20k of premium for a family plan (I have 4 kids) plus the deductible of $12K. That's not affordable to anyone.
However, I really have no idea how to get our hands around the goliath that is health care. It is one of, if not the largest industries in the country.
I have so many stories of the positives of the ACA and its portability, and we all have nightmares of the cost of it.
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Headwinds
