Everybody wants a piece of the pie and they think their system will be better, ect.   So they build.  Boom and bust. 

Gov. will have to bail them out, just like 2008.  Or else the whole money system will fail. 

Can't have that.  Have to keep all the balls in the air.  

I have a brother in CA.  He has been in the computer world for the past 50 years.  Yes, since they used cards.  He also was very concerned about the over building. 

Prob. because of his investments/life.