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Agriculture operating credit lines
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kb ag
Posted 12/14/2025 13:19 (#11469834 - in reply to #11469691)
Subject: RE: Agriculture operating credit lines


nc ks
It helps a lot in the banks eyes and the examiner's eyes if it has been paid down to 0 a few times during the year, especially at some point after harvest and before the new cropping year is solidly under way. It also says a lot about your working capital if the line gets zeroed and can be there for a period. If a person is always using the line primarily for next year's inputs and not maxed out to pay for the the crop already harvested it helps also.
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