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GrainTrader

Posted 12/14/2025 08:11 (#11469391)
Subject: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit?

20 miles west of Indianapolis Indiana

If/when interest rates get down low enough again. Is there a product that allows you to lock in interest rates for operating money for say 5 years? I’d have land equity as collateral for some of it, but I’d also be in the market for another farm, so that land as collateral may not work in all realty if I bought another farm after.

What have others done?

Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - GrainTrader : 12/14/2025 08:11
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - Pofarmer : 12/14/2025 08:30
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 08:48
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - GrainTrader : 12/14/2025 09:05
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 09:15
      - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - AGDEAL : 12/14/2025 09:22
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 09:40
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - dt4020 : 12/14/2025 10:37
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 10:52
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - tmrand : 12/14/2025 10:22
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 10:26
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - tmrand : 12/14/2025 10:38
      - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 10:59
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - GrainTrader : 12/14/2025 11:52
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - tmrand : 12/14/2025 12:01
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - AVP_Matt : 12/14/2025 11:22
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 12:46
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - AVP_Matt : 12/14/2025 12:55
      - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 13:01
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - reformedbanker : 12/14/2025 11:23
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - AGDEAL : 12/14/2025 12:49
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 12:51
      - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - AGDEAL : 12/14/2025 13:13
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 16:03
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - GrainTrader : 12/14/2025 16:06
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 16:09
        
        RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - humblefarmer : 12/15/2025 10:20
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - Reality speaks : 12/14/2025 12:24
- RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - ryan elias : 12/14/2025 13:33
  - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - GrainTrader : 12/14/2025 13:58
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - senorthdakota : 12/14/2025 15:59
      - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - kb ag : 12/14/2025 16:17
    - RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit? - Reality speaks : 12/14/2025 16:37

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