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Southern Middle TN | If he is paying that much in insurance he is better off to put back the money just for medical bills I think. In 20 years that is 560,000 $ . Very few people have higher medical bills than that in twenty years. Not to count that number will double in a few years. Plus, if the hospital's deal with you rather than insurance companies they will usually settle at a lower price. I know when you get your bill it shows you saved 10% by having that insurance but that was only after I believe it was marked up 50%. I just think at that rate it's worth the chance. And worst case scenario just make min payment on owed amount. Plus insurance companies have a max amount they will pay anyway unless that was changed and I am not aware. Just my two cents | |
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