Well, good question. I probably would still be using Quickbooks 99, but my accountant likes an upgrade once in a while so that it works good with his copy for when I send in accountants copy for tax work.  I ended up getting it from POS warehouse for $149.00 for a download and another $7.00 for the CD on cyber Monday. Waiting for a new computer so haven't open down load yet so hope it works. Jerry