Does anyone else worry about having their grain in an elevator or at an end user and having the payment deferred. We also prepay a lot of our expenses and I also worry about that. There have been a few bankruptcy's that have cost some farmers a bunch of money and with these commodity prices I think it could get worse. Is there anyway that a guy can protect himself from some of the risk? A local coop around here has some very good financing terms but if they lose money on a few accounts who is going to pay for that?