I feel the places that I do business with are as strong as any around but you never know when something can change in a hurry. If a business would happen to have 2 or 3 large farmers that all of a sudden couldn't pay or a grain company that they did business with go under they could be looking at huge loses in a hurry. I think it would not be too hard for some places to lose 2 or 3 million in accounts that are owed to them in a short time.