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IL | Does anyone that has CHM see they have any holes to fill in their coverage?
A previously used agent, before we were forced to change insurance, is offering 3 “ add ons” to go along with CHM. We are looking at other options as BCBS has changed our policy regarding prescription ( specifically insulin) coverage
( now have a $2000 deductible to fill first before conpay)
... plus our $2000/ mo premium
So with looking at other options have been proposed this. Res NAT. Basically fills in, between treatment and CHM bill pmt, doing the cash negotiation for us .
Paying Med bill immediately, until we are paid by CHM
For $400/yr
As high as our premium is , for lack of coverage , we’re looking for a better way
Hope I made sense . I’m still understanding it myself
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Christian Health Ministries plus Reserve National
