I didn’t reply to the other thread but I was in the same boat as the original poster three years ago. Coincidentally I was 41 as well. I made the choice to sell out the cow herd I had just paid off. In my case the landlord I bought them from felt like i should pay him to run my cows the way he always did. And he should get all the money to do it as well. Evey time I made a little money he would raise my rent enough to get it all back. Full disclosure, I prefer farming to cattle but it wasn’t an easy decision. Three years later it was the right decision and I don’t regret my choice.