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Good post below, new twist, cost to live
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frytownfarmer
Posted 1/16/2019 21:48 (#7250319 - in reply to #7250234)
Subject: RE: Good post below, new twist, cost to live



Frytown, Iowa
Farm credit says 20k per adult and 10k per child

We have found that to be a good generalization

Mortgage+escrow (prop taxes, insurance)
Vehicle (payments, depreciation, repairs)
Gas transportation
LP heat
Daycare
Health insurance
Vehicle insurance
Cell phone
Internet
School payments
Electric
CC bill (clothes, house products, groceries)
Vacations
Gifts (Christmas, birthdays, church,)
Miscellaneous, any purchase that is not scheduled (generally adds up to a few thousand)

Very eye opening to put every last purchase down on a spreadsheet

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