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near dyersville iowa | my wife doesnt work for sears. but she still has a pension plan, not a 401k. Several years ago, they voted for the union to take over the pension. huge mistake. Now we get letters every year saying the plan is underfunded. They havent done anything to her plan yet but take away the option to take your money in cash the day you retire. But now if the union goes broke, and i believe it will, the govt has a pension insurance program. It looks like she will get her full pension..if not too many other people claim all at once. Point is..doesnt matter who owns the pension..someone is always trying to steal it one way or the other. | |
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