AgTalk Home
AgTalk Home
Search Forums | Classifieds (174) | Skins | Language
You are logged in as a guest. ( logon | register )

need new credit card
View previous thread :: View next thread
   Forums List -> AgTalk CafeMessage format
 
Gary Lyon
Posted 11/11/2012 15:48 (#2691153 - in reply to #2691115)
Subject: RE: need new credit card



Southeast Wyoming

Galaxie64 - 11/11/2012 13:24

Illinois John - 11/11/2012 12:50

I use Discover most of the time, works well for me.  I carry Mastercard and Visa for the times someone doesn't accept Discover, which is not very often.  I made a mistake getting a Visa from 5/3 bank, they offered more points.  Then I discovered points are worth half Discover points, not a percent like Discover.  If getting a new card, I would ask about what the points mean, as they may vary from bank to bank.

If I didn't pay the balance off in full every month, I would look for lower interest, but have never carried a balance over to pay interest on. 

Yeah, the days of Discover not being accepted are long gone, can't remember the last time mine wasn't taken.  It was actually the first Card Sams took a few  years back that was NOT their own.  I think American Express is the bastard card now, on top of having a yearly fee which I would never pay on any card.  They make a percentage of every sale (usually 3%-4%), no reason to be paying a fee for the "privilege" of using their card.



The Federal government will not take my Discover for on-line payment of Unified Carrier Registration and the local truck stop where I buy most of my fuel for the semi will not take Discover.  They tell me that Discover charges the business a higher rate for accepting their cards.  So, yes, I get a "rewards check" but the business ends up paying that so some refuse to accept them.

I had a Visa through Chase for many years and paid 28% interest on unpaid balance, plus terribly high "late fees"; so when I finally got that paid off I cancelled the card.  That and other experiences with Chase cause chillls to run up my back when I see the name.  I would like a Visa card for those purchases where I cannot use the Discover.

Top of the page Bottom of the page


Jump to forum :
Search this forum
Printer friendly version
E-mail a link to this thread

(Delete cookies)