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Since land is hot topic today
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tr70
Posted 11/9/2012 13:53 (#2687877 - in reply to #2687831)
Subject: RE: Since land is hot topic today


Yep usually the way it works -- both of us would qualify for the beginning farmer loan program - 5% down fsa does 45% up to 1/2 mill then local bank would do the rest. However if you have cash for downpayment you have to factor oppertunity cost too -- so are there other things that could make x % on the money (prepaying inputs ect) so I think you still have to factor the whole amount. I just used their rate in my example spreadsheet.
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