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Iowa | Everybody has different goals. So it boils down to whatever works for you.
My stance alone--just sharing: You don't necessarily have to "spend nothing and have millions when you die". An alternative would be to do without for just a while until you can pay CASH (for toys, vehicles, trips, etc) and then, when times toughen up AS THEY WILL you don't have payments.
The different between youth and maturity isn't age, its INSTANT GRATIFICATION.
As a sidenote: an "extra" is sweeter when you've sacrificed to achieve it. Anyone can sign up for payments. | |
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Living expense
