| Reality speaks - 5/21/2026 22:37 you are correct. The act of making by a bank loan creates new money where none existed prior to the loan being made. this has been well documented over time.
That is true but it is NOT the borrower that creates the money. It is the lender/bank that creates the money.
If the borrower could create the money, I would NOT need to ever borrow money. I would just create all that I needed and never pay it back.
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Fighting inflation