We have had Discover card since 1986, CapitalOne Venture MasterCard for 4 or 5 years.  Haven't been overwhelmingly impressed with CapitalOne from a customer service viewpoint. My Target card used to be Visa, which was OK for a back up but they switched over to MasterCard a few years ago and I almost exclusively use it at Target simply for the 5% discount. Discover was always great if I needed to call in for help, but now Discover and Cap 1 are together, so I'm shopping for a new card supplier. We always pay balances in full each billing cycle. Can I get recommendations from the smart folk on here?