Posted 12/14/2025 11:52 (#11469701 - in reply to #11469593) Subject: RE: Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit?
20 miles west of Indianapolis Indiana
tmrand - 12/14/2025 10:22
GrainTrader - 12/14/2025 07:11
I’d have land equity as collateral for some of it, but I’d also be in the market for another farm,
So you want to have your cake and eat it too?
Not that there's anything wrong with that.
Obviously I’m getting financing now and I’ve talked about buying more land the and bank hasn’t completely balked. So it appears there’s equity/net worth but I’m shy on repayment capacity IMO so I’m waiting or balking myself on land. I assume if all my financing was with one party it’d be easier, but I’m asking about a product I’ve not been offered and wouldn’t be a good product today likely, but in the future might.
Multi year operating loans? (Locking in lower interest) or a real estate equity line of credit?