Not sure I'm excited about this. Have been Discover users since 1989, and have always had such good service from them. We do have a Capital One Mastercard, but haven't been with them near as many years. No issues really, just not as confident. 

Didja notice how I wrote that all out, just like my opinion matters a whit to either Discover or Capital One?  Yep, again, we'll do what we're told.