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Red River Valley | didn't mean to imply that you were folding up your tent at all.
would take the time to go in and have a very frank conversation with the banker about what they are thinking -- which I have every year --
The reason for the frank conversation is that I do not believe that there are many true bankers left in the business most are simply loan officers -- there was a time when a banker knew how to help you get out of trouble if you were in it, those "bankers" are few and far between now days -- most today only worry about how to get themselves out of trouble and I prefer to separate myself from those type that work in the banking Industry.
edit: When you have that frank conversation expect and embrace the frankness in which he talks to you, These conversation should be a two way street for example if he tells you that the 36 acre parcel with two tree groves in it is not worth 1/2 of what you paid for it don't tell him to KMA but understand that he finds that parcel to be more of a hinderance than a asset and decide how that reflects on your balance sheet. (Again this is an example not reflective of your position.)
Edited by Tara Farms 9/20/2016 14:13
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