My checking account pays a whopping 0.02% interest on the balance. I use a credit card for all purchases and most bills. Pay it off monthly and get rebates from 1 to 3%. Have no idea as to what the credit score is and not interested in it. Set a goal several years ago to live within my income. Took a while to pay off all outstanding loans but we managed and now use the money that was going for interest for our own interests. Funny how we get into a rut and think we just have to get some new "toy" and then put it on payments just to have it. Bought my last "new car" in 09 and don't foresee ever buying another "new" one. |