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CENTRAL ILLINIOS | We have had tools stolen a few times. Our insurance pays replacement cost on wrenches and hand tools but depreciates anything electric. Snap-on wrenches don't depreciate - if you "wear it out" you can exchange for a new one. That being said it all comes down to what type of insurance you were paying for. I had some roof damage to a grain bin a few years ago and my adjuster said that of the five policies they sold for bins, the kind I had was the only one that would cover what happened to mine. | |
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Farm property insurance recommendations?
