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CO, NE | Many people in the US have health insurance they pay for, usually through your employer if you're a W-2 employee. There's a lot of specifics, but it boils down to you paying a small copay for doctor visits and prescriptions (anywhere from $10-$50), and paying some out of pocket up to a point for something major (usually around $1000). Most employers will soon be required to offer health insurance with Obamacare going into effect. However, what's up in the air is how much of the premium the company covers. It's always something you want to take into consideration when changing jobs. They are group plans, so they can't drop you.
I don't like seeing health insurance tied to W-2 employment, it's difficult for the self-employed. Although when you're young and starting out, individual coverage is usually pretty cheap since you're young. When I first started working, I bought individual coverage because it was cheaper than my work's plan, much cheaper.
I don't see the federal government taking it over as a way to make it more cost-effective and efficient. They don't have a good history of that. It's like trying to put out a house fire by spraying gasoline on it.
We're a country that was born out of distrust of centralized government, so the culture is a bit different than Canada. You trust your government, most of us don't. | |
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Why no universal health care
