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question for those who have recently bought a house...
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frytownfarmer
Posted 11/26/2012 17:24 (#2718444)
Subject: question for those who have recently bought a house...



Frytown, Iowa

what kind  of settlement charges did your bank charge you... the bank im with has it at $2,900

this includes appraisal fee (350), credit report fee (20), postage (25), the cost of the loan (500), title services and lenders title insurance (800), gov recording (89), initial deposit for escrow account (709), homeowners insurance (354)... there are other little charges but those are the main ones...

is this about right?

$2900 to settle a home loan? i have never bought a house before an this is my local bank i have banked with for 20+ years... i talked on the phone with another bank 15 miles from me and they said they had a hair lower interest rate and their closing costs were 150 dollars...

just curious... maybe nobody pays attention to these numbers as they are too excited about the "new" house... 

dont know if i should call up the other bank and get specifics or just trust my bank... 

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