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need new credit card
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Galaxie64
Posted 11/11/2012 15:24 (#2691115 - in reply to #2691029)
Subject: RE: need new credit card


WY, OK

Illinois John - 11/11/2012 12:50

I use Discover most of the time, works well for me.  I carry Mastercard and Visa for the times someone doesn't accept Discover, which is not very often.  I made a mistake getting a Visa from 5/3 bank, they offered more points.  Then I discovered points are worth half Discover points, not a percent like Discover.  If getting a new card, I would ask about what the points mean, as they may vary from bank to bank.

If I didn't pay the balance off in full every month, I would look for lower interest, but have never carried a balance over to pay interest on. 

Yeah, the days of Discover not being accepted are long gone, can't remember the last time mine wasn't taken.  It was actually the first Card Sams took a few  years back that was NOT their own.  I think American Express is the bastard card now, on top of having a yearly fee which I would never pay on any card.  They make a percentage of every sale (usually 3%-4%), no reason to be paying a fee for the "privilege" of using their card.

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