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Roanoke, IN | Define farmer. Is it somebody that farms part time or is it somebody that depends 100% of their income from the farm? I would say the higher % of your income from the farm the more likely you borrow $ to operate. The margins just aren't that good to be cash only. Most small businesses are 20-25% return where ag is less than 10% average.
Makes sense to borrow. Why would anybody want to risk their own money? Lol | |
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